A Resilience Culture Architect’s Reflection When the pigeon saw the cat, it closed its eyes — believing that if it could not see the cat, the cat could not see it either. It is a comforting logic: if I do not see the threat, maybe it does not exist. But that comfort did not save the pigeon. And that is exactly what worries me about the 50% of CEOs  who believe their business models — and by extension their risk frameworks — are fit for today’s emerging risks . ( https://www.w

Every Thanksgiving, families face a familiar ritual: preparing the turkey. Everyone knows what is being cooked, who is cooking it, when it will be served, and who will eat it. The turkey is visible, the responsibility is clear, and the outcome — good or bad — is shared within a known circle. A recent post by Elina Moshkovich ( https://www.linkedin.com/in/elina-moshkovich-41397115/ ) brilliantly likened risk management failures to Thanksgiving dinner gone wrong: everyone assum

How Your Unfiltered Digital Life Can Haunt Families, Systems, and the Planet My scariest article yet! Digital Ghosts! Every now and then, a casual statement hits so hard that it forces you to rethink everything you assume you understand about risk. Recently on LinkedIn, I read this: “Today, 4 billion people own digital assets — and 4 billion people will pass away.” At first, it almost sounds like trivia. But pause for a moment. Let the weight of that sink in. Four billion dig

A Resilience Culture Architect’s Perspective 3 LoDs Kill Risk Management 1. A Model Everyone Uses — But Nobody Questions The Three Lines of Defence (3LoD)  model is one of the most widely accepted frameworks in governance, risk, and compliance. It appears in every policy document, every risk training deck, every consulting engagement, and every audit report. But when you examine the players in each line — the people actually occupying these roles — a striking pattern emerges: